The bike sharing business is insured by various insurances which cover the damages might be incurred by bike users. In the event of an accident, the following coverage is applicable. If the damage incurred by the user exceeds the maximum amount of coverage, he/she must be responsible for the excess amount.
※ Please see Terms of Use for further details regarding insurance policy.
Your own injuries
Death or residual disability: 10 million yen
Daily coverage for hospitalization: 5,000 yen
Daily coverage for outpatient expenses: 2,500 yen
Compensation to
third parties
(Maximum coverage)
Personal and property liability coverage (200 million yen per accident)
Personal liability: 200 million yen; Property liability: 200 million yen
Special provisions
・Coverage for legal expenses
Maximum limit: 10 million yen per accident, through the duration of
an insurance policy
・Coverage for initial response expenses
Maximum limit: 10 million yen per accident, through the duration of
an insurance policy
・Coverage for injured persons' medical expenses
Maximum limit: 500,000 yen per person (30,000 yen for hospital
visitation gift)
Premises Liability Insurance is only applicable for the case where an accident occurs due to the negligence of our organization (e.g. improper maintenance of bikes).
If our customers got injured or their properties were damaged, this insurance would cover the loss for which our organization is responsible (maximum coverage per accident: 50 million yen).
Please refer to the following table for the details of coverage corresponding to Code of Civil Procedure (新民事訴訟法).
Cost of condolence or gifts
for victims of accidents
involving persons
Up to 10,000 yen per victim
Up to 500,000 yen through the duration of insurance period
※If the payment of liability insurance claim is made later,
the amount of coverage would be adjusted.
To deal with a suit claiming
compensation for the damage
Up to 10 million yen through the duration of insurance period
・Cost of preparing documents required to be submitted
to the other party or to the court
・Cost of labor such as overtime allowance and
transportation and accommodation expenses
・Cost of replication of an accident and investigation of
the causes
・Cost of preparing a written opinion or a written
statement of expert opinion
If there is a risk of liability
when the accident happens
・Cost of preserving, recording, and cleaning up the scene
of an accident
・Cost of investigating the causes and circumstances of
an accident
・Cost of labor, transportation and accommodation
needed to visit the site of an accident
・Cost of communication
